Your Competitive Edge

Ultimate control, flexibility and speed to market from the best combination of products and competitive pricing in the industry.

Multi-Lender Platform

Multi-investor platform

Guaranteed Rate’s multi-lender platform leverages our national scale plus our innovative spirit to offer your borrowers anything under the sun.

  • 40+ investors, including money center banks, commercial banks, private securitization and credit unions
  • Direct to Fannie Mae, Freddie Mac and Ginnie Mae with minimal overlays and servicing retained options
  • Various proprietary credit and condo variances with each agency
  • Multiple niche broker outlets available

Exclusive Programs


In-house team that develops portfolio programs for conforming, jumbo, VA and FHA programs:

  • Flex Power – 10% down payment options on loans up to $3 Million
  • Lux Power – 10% down payment options on loans up to $1.25 Million
  • Approval Express – full underwriting approval in as little as four hours
  • Home 4 – Finance a 2-4 unit property with options as low as 5% down
  • Green Savings – Build energy efficient home upgrades into the loan
  • Give 2 You – 3% down options with an additional 2% grant
  • Lock and Roll – Rate locks for 55, 70 or 85 days on fixed and ARM loans for all property types
  • Dream Bigger – Finance new build home upgrades with a mortgage
  • And more!